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520 RIVER Street, Palatka, FL 32177

  • Open House
  • New Listing
  • Virtual Tour
  • Price Reduced$10,900
  • Active

$789,000

  • 4 BedroomBedrooms
  • 4 BathroomBathrooms
  • 3,132 Sq.Ft.
  • Single Family
  • Active
  • MLS# 2141665
  • Floor Plan
  • Sold on 
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Property Description

RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem with SELLER FINANCING was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philip Leary, holds an active FL Real Estate License. Seller Financing Negotiable: Suggested $450K first mortgage @ 7%, term neg with 3 yr balloon.

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Property Details 520 RIVER Street, PALATKA, FL 32177

Facts & Features

  • MLS #: 2141665
  • Status: Active
  • Date Listed: 04/22/2026
  • Type: Single Family
  • Sub Type: Single Family Residence
  • Year Built: 1912
  • Style: Historic
  • Price: $789,000
  • Acres: 0.50
  • Area: 561-Greater Palatka
  • County: Putnam
  • Subdivision: Dicks Map
  • Bedrooms: 4
  • Bathrooms: 4
  • Full Baths: 3
  • Half Baths: 1
  • Total SqFt: 3,132

Amenities

  • Parking: Garage
  • # of Garages: 2
  • View: River
  • Waterfront: Yes
  • Waterfront Type: Navigable Water, Ocean Access, River Front, Seawall
  • Pool: Yes

Interior

  • Interior Features: Breakfast Nook, Entrance Foyer, Pantry
  • Flooring: Tile, Wood
  • Appliances: Dishwasher, Electric Range, Gas Water Heater, Refrigerator, Tankless Water Heater
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Fireplaces Total: 2
  • # of Stories: 2.00

Exterior

  • Lot Description: Corner Lot, Historic Area, Sprinklers In Front, Sprinklers In Rear
  • Roof: Shingle
  • Construction: Brick, Frame

Estimated Monthly Mortgage Calculator

This calculator is provided for informational purposes only by Burrow Services, Inc. You should not make any decisions based simply on the information provided. Values indicated are estimates and may not be accurate and are only to be used as a guide. This calculator should not be relied upon in any way as the sole source of information. Please consult your financial, tax or legal advisers for an accurate assessment of your mortgage payments and any advice relating to your personal circumstances.