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331 BAY STREET, AUBURNDALE, FL 33823

  • Open House
  • New Listing
  • Virtual Tour
  • Price Reduced$999
  • Active

$665,999

  • 3 BedroomBedrooms
  • 3 BathroomBathrooms
  • 3,488 Sq.Ft.
  • Single Family
  • Active
  • MLS# TB8516430
  • Floor Plan
  • Sold on 
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Property Description

ASSUMABLE 3.25% VA LOAN AVAILABLE TO QUALIFIED BUYERS NO VETERAN STATUS REQUIRED! RARE LAKEFRONT OPPORTUNITY! PRIVATE DOCK! SCREENED POOL! NEARLY 0.60 ACRES! NO HOA! Discover an extraordinary opportunity to own a beautifully renovated waterfront retreat on the stunning shores of Lake Ariana, complete with a potentially assumable VA loan at an exceptional 3.25% interest rate! Qualified buyers, including non-veterans, may be eligible to assume the seller's existing loan, subject to approval. This rare financing opportunity could provide substantial savings compared to today's prevailing mortgage rates. Welcome to 331 Bay Street, where timeless waterfront beauty meets modern comfort and the ultimate Florida lifestyle. Nestled on nearly 0.60 acres of picturesque lakefront property, this extensively renovated residence offers nearly 3,500 square feet of living space, 3 spacious bedrooms, 3 bathrooms, and an exceptional setting designed for relaxation and entertaining. Step inside to discover expansive windows that flood the home with natural light while showcasing breathtaking lake views. The thoughtfully designed floor plan features multiple generous living areas, a beautifully updated kitchen ideal for gathering, spacious bedrooms, and renovated bathrooms. Every space invites you to slow down, unwind, and enjoy the beauty of waterfront living. Outside, your private backyard oasis awaits. Spend sun-filled afternoons lounging beside the screened swimming pool, entertain family and friends in the expansive outdoor living areas, or escape to your private dock overlooking the sparkling waters of Lake Ariana. Enjoy boating, fishing, kayaking, paddleboarding, and unforgettable sunsets without ever leaving home. The expansive grounds offer mature landscaping, exceptional privacy, ample parking, and the freedom of NO HOA. Whether you're enjoying a peaceful morning overlooking the water or hosting an evening gathering beneath the Florida sky, this property offers a lifestyle that feels like a year-round vacation. Conveniently located near shopping, dining, entertainment, and major roadways, this exceptional home combines the tranquility of lakefront living with everyday accessibility. Ideal as a primary residence, second home, or private waterfront retreat, this is a remarkable opportunity to enjoy the space, privacy, and waterfront lifestyle you've been searching for. With nearly 0.60 acres, direct lake access, a private dock, screened swimming pool, extensive renovations, and the potential to assume a 3.25% VA loan, properties offering this combination of features are increasingly difficult to find. Schedule your private showing today and experience the beauty of Lake Ariana for yourself! VA loan assumption subject to servicer approval, buyer qualification, existing loan balance, and applicable requirements. Non-veterans may qualify.

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Property Details 331 BAY STREET, AUBURNDALE, FL 33823

Facts & Features

  • MLS #: TB8516430
  • Status: Active
  • Date Listed: 06/05/2026
  • Type: Single Family
  • Sub Type: Single Family Residence
  • Year Built: 1973
  • Price: $665,999
  • Acres: 0.59
  • Area: 33823 - Auburndale
  • County: Polk
  • Subdivision: FLANIGAN C R SUB
  • Bedrooms: 3
  • Bathrooms: 3
  • Full Baths: 3
  • Total SqFt: 3,488

Amenities

  • Parking: Circular Driveway, Driveway, Oversized
  • # of Garages: 2
  • Features: Street Lights
  • Waterfront: Yes
  • Waterfront Type: Public
  • Pool: Yes
  • Pool Type: Deck, Heated, In Ground, Screen Enclosure

Interior

  • Interior Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
  • Flooring: Ceramic Tile, Laminate, Tile, Wood
  • Appliances: Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
  • Utilities: Cable Available, Electricity Available, Water Available
  • Heating: Central
  • Cooling: Central Air

Exterior

  • Exterior Features: Lighting, Sidewalk
  • Lot Description: City Limits, Sidewalk, Paved
  • Roof: Shingle
  • Construction: Block, Stucco

Schools

  • Elementary: Auburndale Central Elem
  • Middle: Stambaugh Middle
  • High: Auburndale High School

Additional Information

  • Zoning: R-1

Estimated Monthly Mortgage Calculator

This calculator is provided for informational purposes only by Burrow Services, Inc. You should not make any decisions based simply on the information provided. Values indicated are estimates and may not be accurate and are only to be used as a guide. This calculator should not be relied upon in any way as the sole source of information. Please consult your financial, tax or legal advisers for an accurate assessment of your mortgage payments and any advice relating to your personal circumstances.