41520 CHARM LAKE DRIVE, UMATILLA, FL 32784

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$950,000

  • 5 BedroomBedrooms
  • 4 BathroomBathrooms
  • 4,936 Sq.Ft.
  • Single Family
  • Active
  • MLS# O6449945
  • Floor Plan
  • Sold on 
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Property Description

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

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Property Details 41520 CHARM LAKE DRIVE, UMATILLA, FL 32784

Facts & Features

  • MLS #: O6449945
  • Status: Active
  • Date Listed: 10/16/2026
  • Type: Single Family
  • Sub Type: Single Family Residence
  • Year Built: 1979
  • Style: Ranch
  • Price: $950,000
  • Acres: 17.89
  • Area: 32784 - Umatilla / Dona Vista
  • County: Lake
  • Subdivision: DREAM LAKE POULTRY RANCHES
  • Bedrooms: 5
  • Bathrooms: 4
  • Full Baths: 4
  • Total SqFt: 4,936

Amenities

  • Parking: Circular Driveway, Covered, Guest, Off Street, RV Carport
  • # of Garages: 2
  • Waterfront: Yes
  • Waterfront Type: Well

Interior

  • Interior Features: Cathedral Ceiling(s), Ceiling Fans(s), Vaulted Ceiling(s)
  • Flooring: Ceramic Tile
  • Appliances: Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
  • Utilities: BB/HS Internet Available, Electricity Connected
  • Heating: Central
  • Cooling: Central Air
  • # of Stories: 1.00

Exterior

  • Exterior Features: RV Hookup
  • Lot Description: Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses
  • Roof: Shingle
  • Construction: Frame

Additional Information

  • Zoning: A

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