3699 MOCA DRIVE, ST CLOUD, FL 34772

  • Open House
  • New Listing
  • Virtual Tour
  • Price Reduced$20,000
  • Active

$440,000

  • 4 BedroomBedrooms
  • 3 BathroomBathrooms
  • 2,820 Sq.Ft.
  • Single Family
  • Active
  • MLS# O6418854
  • Floor Plan
  • Sold on 
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Property Description

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, youll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus roomperfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Clouds sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

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Property Details 3699 MOCA DRIVE, ST CLOUD, FL 34772

Facts & Features

  • MLS #: O6418854
  • Status: Active
  • Date Listed: 06/23/2026
  • Type: Single Family
  • Sub Type: Single Family Residence
  • Year Built: 2017
  • Style: Traditional
  • Price: $440,000
  • Acres: 0.27
  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Subdivision: WHALEYS CREEK PH 1
  • Bedrooms: 4
  • Bathrooms: 3
  • Full Baths: 3
  • Total SqFt: 2,820

Amenities

  • Amenities: Playground, Pool
  • # of Garages: 2
  • Features: Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Street Lights
  • Waterfront: Yes
  • Waterfront Type: Public

Interior

  • Interior Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
  • Flooring: Carpet, Ceramic Tile
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • Utilities: BB/HS Internet Available, Public
  • Heating: Electric
  • Cooling: Central Air
  • # of Stories: 2.00

Exterior

  • Exterior Features: Rain Gutters, Sidewalk
  • Lot Description: Cleared, Corner Lot, Oversized Lot, Sidewalk
  • Roof: Shingle
  • Construction: Block, Stucco

Additional Information

  • Zoning: R-1

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