2809 CHATSWORTH LANE, LAKELAND, FL 33812

  • Open House
  • New Listing
  • Virtual Tour
  • Price Reduced
  • Active

$580,000

  • 4 BedroomBedrooms
  • 3 BathroomBathrooms
  • 2,762 Sq.Ft.
  • Single Family
  • Active
  • MLS# L4965714
  • Floor Plan
  • Sold on 
0 More Schedule

Property Description

2.75% VA LOAN ASSUMPTION OPPORTUNITY! Qualified VA-eligible buyers may have the opportunity to assume the existing mortgage, with an approximate remaining balance of $369,000, subject to servicer approval. Seller requires substitution of the buyers VA entitlement and release of seller liability. Ask the listing agent about assumption requirements, funds needed to complete the purchase, and options for addressing the existing solar financing, including having the seller pay it off or negotiating a lower purchase price to account for the solar balance. Enjoy space, character, and thoughtful updates in this 4-bedroom, 3-bath South Lakeland pool home with an oversized three-car garage. Multiple living areas, bamboo flooring, custom built-ins, and a wood-burning fireplace create inviting spaces for everyday living and entertaining, while a separate sitting room/library with a wet bar offers a cozy space to gather, read, or relax.. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and bar seating. The spacious primary suite includes an electric fireplace and a bathroom with a clawfoot soaking tub and open shower. An adjoining office offers flexible space for working from home or creating a cozy nursery close to the primary bedroom. Outside, enjoy a private pool, covered patio, and mature landscaping on approximately .37 acres. Florida-native butterfly-attracting plants bring the front garden to life with swarms of butterflies during the summer. Valleyview Elementary is a few minutes away and the sounds of children enjoying recess can be heard from the back porcha memorable connection to the nearby school. Convenient to George Jenkins High School, the Polk Parkway, shopping, dining, entertainment, and medical facilities, this home combines a practical layout with distinctive details and substantial recent improvements. Features and updates: Main roof (2017); rear patio flat roof (2026); A/C (2023); solar panels (2022); windows and doors replaced (2021); water heater (2023); kitchen cabinetry and granite countertops (2021); and kitchen appliances replaced within the past three years. The windows, HVAC replacement and sealing, ENERGY STAR appliances, and solar panels all help lower the energy bill. Financing details: Existing solar financing carries a 1% interest rate with an approximate payoff of $54,345. Seller payoff of the solar financing or another lender-approved arrangement may be negotiated as part of the purchase, including a potential adjustment to the purchase price to account for the solar balance. Mortgage assumption and any solar-financing transfer require separate approvals; balances are approximate and subject to change.

Request Info/ Schedule Showing

Property Details 2809 CHATSWORTH LANE, LAKELAND, FL 33812

Facts & Features

  • MLS #: L4965714
  • Status: Active
  • Date Listed: 10/15/2026
  • Type: Single Family
  • Sub Type: Single Family Residence
  • Year Built: 1995
  • Price: $580,000
  • Acres: 0.37
  • Area: 33812 - Lakeland
  • County: Polk
  • Subdivision: CHATSWORTH
  • Bedrooms: 4
  • Bathrooms: 3
  • Full Baths: 3
  • Total SqFt: 2,762

Amenities

  • Parking: Driveway, Garage Door Opener, Garage Faces Side
  • # of Garages: 3
  • Features: Street Lights
  • Waterfront: Yes
  • Waterfront Type: Public
  • Pool: Yes
  • Pool Type: In Ground, Child Safety Fence, Gunite, Outside Bath Access

Interior

  • Interior Features: Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Flooring: Bamboo, Carpet, Tile
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Refrigerator, Washer
  • Utilities: Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
  • Heating: Central
  • Cooling: Central Air
  • # of Stories: 1.00

Exterior

  • Exterior Features: Fire Pit, Garden, Lighting, Permeable Paving, Private Yard, Rain Barrel/Cistern(s), Storage
  • Lot Description: Landscaped, Oversized Lot, Street Dead-End, Paved
  • Roof: Shingle
  • Construction: Block

Schools

  • Elementary: Valleyview Elem
  • Middle: Lake Gibson Middle/Junio
  • High: Lake Gibson High

Estimated Monthly Mortgage Calculator

This calculator is provided for informational purposes only by Burrow Services, Inc. You should not make any decisions based simply on the information provided. Values indicated are estimates and may not be accurate and are only to be used as a guide. This calculator should not be relied upon in any way as the sole source of information. Please consult your financial, tax or legal advisers for an accurate assessment of your mortgage payments and any advice relating to your personal circumstances.