362 LAKE STREET, UMATILLA, FL 32784

  • Open House
  • New Listing
  • Virtual Tour
  • Price Reduced$9,901
  • Active

$339,999

  • 3 BedroomBedrooms
  • 2 BathroomBathrooms
  • 1,341 Sq.Ft.
  • Single Family
  • Active
  • MLS# G5115104
  • Floor Plan
  • Sold on 
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Property Description

Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment. Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving. Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick. Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,

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Property Details 362 LAKE STREET, UMATILLA, FL 32784

Facts & Features

  • MLS #: G5115104
  • Status: Active
  • Date Listed: 07/15/2026
  • Type: Single Family
  • Sub Type: Single Family Residence
  • Year Built: 2021
  • Style: Custom
  • Price: $339,999
  • Acres: 0.39
  • Area: 32784 - Umatilla / Dona Vista
  • County: Lake
  • Subdivision: VISTA OAKS
  • Bedrooms: 3
  • Bathrooms: 2
  • Full Baths: 2
  • Total SqFt: 1,341

Amenities

  • Parking: Garage Door Opener
  • # of Garages: 2
  • Features: Street Lights
  • Waterfront: Yes
  • Waterfront Type: Public

Interior

  • Interior Features: Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
  • Flooring: Vinyl
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
  • Utilities: Cable Available, Electricity Available, Underground Utilities, Water Available
  • Heating: Central
  • Cooling: Central Air

Exterior

  • Exterior Features: Playground, Rain Gutters, Sidewalk
  • Lot Description: Corner Lot, In County, Level, Sidewalk
  • Roof: Shingle
  • Construction: Block, Stone, Stucco

Schools

  • Elementary: Umatilla Elem
  • Middle: Umatilla Middle
  • High: Umatilla High

Estimated Monthly Mortgage Calculator

This calculator is provided for informational purposes only by Burrow Services, Inc. You should not make any decisions based simply on the information provided. Values indicated are estimates and may not be accurate and are only to be used as a guide. This calculator should not be relied upon in any way as the sole source of information. Please consult your financial, tax or legal advisers for an accurate assessment of your mortgage payments and any advice relating to your personal circumstances.